Credit scores are used by most lenders. You need it to purchase a home, a car, or even open your own business. Potential employers or landlords, as well as cell phone and utility companies, look at your score too. GoChitty works directly with Equifax and Transunion, two of the three credit bureaus. We report your activity on our platform and by making your commitments on time, it will impact your credit score positively!
OUR MEMBERS HAVE SAVED OVER $189,342 THROUGH THE COMMUNITY!
View the Current Roscas / Chit Funds
Research has shown that saving in groups triples your success rate.
Joining ROSCAs and working with other members will ensure that everyone benefits together!
- Access cash when they need it
- Plan ahead and never be delinquent again
- Reach their short - term savings goals faster
OUR PRODUCT IS BASED ON A PROVEN, CENTURIES OLD PRINCIPLE USED ACROSS THE WORLD, WHERE PEOPLE WOULD GATHER AND SAVE TOGETHER WITH OTHER MEMBERS OF THEIR COMMUNITY TO SUCCESSFULLY ACHIEVE THEIR FINANCIAL GOALS.
By taking the original principles of a ROSCA and marrying concepts such as user credit assessments, automated banking, data encryption and more, we have created a patent pending platform that brings this proven, age-old community savings model into the 21st century.